Don’t just bank, Bank mPowered with a CNB of Texas Checking Account!

Account Feature	mPowered Free Checking	mPowered Checking
Minimum Opening
Minimum Opening	$50.00	$100.00
Minimum Balance to Avoid a Service Charge
Minimum Balance to Avoid a Service Charge	Zero	$200.00
Maximum Security VISA Debit Card
Maximum Security VISA Debit Card	FREE	FREE
Instant Alerts
Instant Alerts	Text or Email alerts when debit card is used at no charge.	Text or Email alerts when debit card is used at no charge.
Discretionary Overdraft Privilege (Optional Service)
Discretionary Overdraft Privilege (Optional Service)	$500.00 OD/Returned Item fees $28 per item	$500.00 OD/Returned Item fees $28 per item
VISA ATM Features (Optional Service)
VISA ATM Features (Optional Service)	ATM Charges Apply	FREE Bank ATM Nationwide1 (Savings of up to $5.00 at out of network ATMs)
Interest
Interest	NONE	Earn Interest on all collected balances.
Fees
Fees	Zero	Free if balance is above $200 $9.00 if balance falls below $200
Checks (Optional Service)
Checks (Optional Service)	Standard Check Costs Apply	Standard Check Costs Apply
Online & Mobile Banking*
Online & Mobile Banking*	FREE	FREE
Online Bill Pay
Online Bill Pay	FREE, Unlimited	FREE, Unlimited
E-Statements
E-Statements	Required	FREE
Instant Alerts Plus (Optional Service)
Instant Alerts Plus (Optional Service)	Text or Email alerts with ACH Activity and Available Balance Information when debit card is used. $2.00 a month.	Text or Email alerts with ACH Activity and Available Balance Information when debit card is used. $2.00 a month.
Available Options
Available Options	FREE Transfers	FREE Transfers
Other Forms of Overdraft Services
Other Forms of Overdraft Services	Link your other deposit account to draft funds when an overdraft occurs at no additional charge.	Link your other deposit account to draft funds when an overdraft occurs at no additional charge.
Other Requirements
Other Requirements	This is an e-account. A CNB Visa Debit Card is required.	N/A

ATM & Debit Cards

If you're a busy commuter there's no better answer. The convenience of the debit card means you will never need to carry another check, and your debit card is accepted just like a credit card and also serves as an ATM card.

Read Disclosure | Call the Customer Contact Center for specifics. 972-938-4300

¹Access to a bank ATM network nationwide at no charge. See Personal Banker. Immediate credit given to deposits made by close of business day on any banking day. Hold decisions on case by case basis. *Standard text messaging and data plan rates may apply. Consult your mobile service provider on specific fees & charges that apply for you.